Local Insurance Companies

Should you have to come up with $17,000 because your neighbor’s dinner caught fire? And what happens if someone breaks into your apartment and steals your DVD player? What do you do if a tornado tears the roof off your apartment?

That’s the chance you take living without renters insurance — which can be purchased for less than $15 a month!

No one requires you to purchase renters insurance. But you might end up footing the bill if you don’t buy coverage.

“Many people think the government will cover their losses,” says Tech. Sgt. David Light, PACAF noncommissioned officer in charge of military and civil law. “When, in fact, the government may not reimburse them. And, depending on the situation, may even charge the person for the cost of repairs to the house.”

If the cause of the damage is found to be negligence or wrongful conduct on the part of the occupant, family or guests, the government cannot pay for the family’s personal loss. The military member also could be held liable for the cost of damage to government structures under the Report of Survey program.

Home fires occur every 66 seconds in the United States, consuming more than $8.1 billion in property loss annually. That equates to almost $17,000 per fire — just less than the average junior enlisted member’s annual base pay.

Renters insurance starts at approximately $15 a month. For less than the cost of one soda per day, renters can insure their property against loss.

The Areas Highest Rated Insurance Providers

	Clark Associates	Auto, home, renters, condo, boat, umbrellas, RVs, motorcycles and more. We write policies with more than 25 different insurance companies. Request a quote from www.clarkinsurance.com.	207-774-6257
	State Farm, Diane Newman	Like a good neighbior, State Farm is there. State Farm offers a suite of renter products with some of the lowest price points in the insurance industry. Email Diane	207-773-2080
	Allstate - Peter M. Snow	Allstate - You're in good hands.	207-878-6700
	Maine Insurance Agancy	Since 1905 the Maine Insurance Agency has been providing the best reates available. www.meinsurance.com	207-774-9811
	AAA	Auto, home, renters/condo, boat, flood and more.	1-800-222-3612
	The Pratt Insurance Agency	Personal Insurance that Protects your Assets. Same day quotes!	207-854-9745

 

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